Newsletter | News Brief
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John Cerini
Capital Shield Agency
3600 East Tremont Ave
Bronx, NY 10465
718-829-3200
Oct 21, 2020
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How often does the average person get in a car accident?
Studies have shown that an average person would be correct to expect in their lifetime to be involved in up to three or four car accidents, though the number may be higher depending on where you live. One of the first is the …
Finger Lakes 1
How Much Insurance Should You Get? A Lawyer’s Advice
Thomas, a reader in Chicago, wrote: “Liberty Mutual Insurance television commercials, which state ‘Only Pay for What You Need,’ appear …
Kiplinger
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How to talk about money when one partner earns more
Talking about money with your partner can be hard enough. But when there's a noticeable difference between your respective incomes …
Reviewed
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library
Is It Crazy to Start Saving for Kids Years Before You Plan to Become a Parent?
Kids are expensive. According to the United States Department of Agriculture's most recent Expenditures on Children by Families report …
Money
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Plan for Medical Expenses in Retirement
A key to retirement planning is anticipating how spending habits may change in later years. Housing costs, for example, may decrease …
Investopedia
How To Pay Off Your Mortgage Using Your IRA
Larry Light: Is there a way to use retirement funds, like an IRA, funds to pay off the bank without having to take a taxable distribution …
Forbes
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5 Investing Tips to Get Your Wealth Plan on Track
Investors face an increasingly difficult economic landscape today – and unfortunately, they'll almost certainly face additional …
Kiplinger
More than 6M households missed their rent or mortgage payment in September
Persistent layoffs are slowing momentum in the labor market, which bodes poorly for the broader U.S. recovery as millions of out …
USA Today
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Americans are ‘panic buying’ life insurance due to coronavirus pandemic
Life insurance is enjoying something of a renaissance as a result of the coronavirus pandemic. Consumers, especially younger …
CNBC
Help For Struggling Businesses Is Extended, With Some Subtle Changes
The extension of the temporary insolvency measures put in place to protect businesses during the pandemic reflects the ongoing financial …
Finance Monthly
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Why Is There a Cap on the FICA Tax?
Social Security and Medicare payroll withholding are collected as the Federal Insurance Contributions Act (FICA) tax. 12.4% of …
Investopedia
Cartoon
"Look at the bright side. Earth could be destroyed by an asteroid before you retire."
Copyright © Randy Glasbergen
Trivia
Who is the primary competitor for Spacely Sprockets?
See the answer below.
Here are 5 easily avoidable mistakes when you begin investing
Even seasoned investors make mistakes at times. But when you start investing, you're prone to letting your emotions take …
USA Today
What Year Was It?
Guggenheim Museum Opens in New York City
What Year
On New York City's Fifth Avenue, thousands of people line up outside a bizarrely shaped white concrete building. It was opening day at the new Guggenheim Museum, home to one of the world's top collections of contemporary art.
The day was Oct 21. What year was it?
Quote of the Week
"If money is your hope for independence you will never have it. The only real security that a man can have in this world is a reserve of knowledge, experience, and ability."
Henry Ford
Trivia Answer
Who is the primary competitor for Spacely Sprockets?
Answer: Cogswell Cogs
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Capital Shield Agency
3600 East Tremont Ave
Bronx, NY 10465
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