Newsletter | News Brief
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John Cerini
Capital Shield Agency
3600 East Tremont Ave
Bronx, NY 10465
718-829-3200
Jan 22, 2020
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Insurance Factors to Consider When House Hunting
If you plan to buy a house, you’ll also need to purchase homeowners insurance. An insurance policy can help protect you, your family and, of course, your new home in case the unforeseen happens. Because coverage can add a significant …
RIS Media
Understanding Lender-Required Flood Insurance
"Just a few inches of water from a flood can cause tens of thousands of dollars in damage," according to the National Flood Insurance Program …
Investopedia
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What Are Installment Loans And How Do They Work?
Auto loans are a kind of installment loan that's meant to be applied when planning to purchase a car. Typically, this type of …
Finance Monthly
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2019 and 2020 Capital Gains Tax Brackets
Capital gains are the profits you make when you sell an asset such as a stock, real estate, or business. These gains are usually considered …
Investor Junkie
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Here's the grade most Americans give themselves for retirement readiness
If saving for retirement were graded, most Americans would want to hide their report cards. A majority would give themselves a "C" grade …
USA Today
Here Are the Best Home Renovations for Your Money in 2020
The best home renovation project for your buck isn't a chef's kitchen or master suite, but an affordable fake stone that returns nearly …
Money
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6 Reasons to Avoid Private Mortgage Insurance
Before buying a home, you should ideally save enough money for a 20% down payment. If you can't, it's a safe bet that your lender …
Investopedia
Donations wipe away $13 million in medical debt
Thousands of St. Louis-area families were freed from a major financial burden thanks to a charitable effort that is …
ABC News
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Families Still Drowning In Consumer Debt, Adding To Financial Insecurity
Employment levels are nearing the highs of the late 1990s again. But families are still borrowing massive and increasing amounts …
Forbes
The Average Credit Score Just Hit a New High. See How Yours Stacks Up
The typical credit score in the United States hit a new record in 2019, with the average FICO score rising to 703. That average has …
Money.com
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3 New Money Habits for 2020 (No. 1 Is Forget Budgets!)
After recently completing my second half-marathon race in October, I'm mulling my new fitness goals for 2020. At the very least, I'm …
Kiplinger
Cartoon
"After federal, state and local taxes, you get one-third of a wish."
Copyright © Randy Glasbergen
Trivia
In what year did the 2001 issue of the U.S. one dollar bill begin its design?
See the answer below.
How To Invest On A Shoestring Budget
If you would like to invest but think you don't have the money, think again. The beauty of investing is that …
Investopedia
What Year Was It?
First Canned Beer Goes on Sale
What Year
In partnership with the American Can Company, the Gottfried Krueger Brewing Company delivered 2,000 cans of Krueger's Finest Beer to faithful Krueger drinkers in Richmond, Virginia.
The day was Jan 24. What year was it?
Quote of the Week
"An investment in knowledge pays the best interest."
Benjamin Franklin
Trivia Answer
In what year did the 2001 issue of the U.S. one dollar bill begin its design?
Answer: 1957. Although the one dollar bill has been with us for a long time, the design of the 2001 version began in 1957.
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Capital Shield Agency
3600 East Tremont Ave
Bronx, NY 10465
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