What to Do If Your Car is Damaged by a Weather Event

1. Prioritize Safety
   Your safety should be your top priority. If your car is damaged during a weather event and you are inside, assess your surroundings and the condition of your vehicle. If it's safe to do so, exit your car carefully. If your vehicle is in the middle of a severe storm or flood, it may be best to stay inside until help arrives unless there is an immediate threat to your safety.
2. Call for Help
   Once you are safe, call for assistance. If there are injuries or potential injuries, dial 911 immediately. Call a tow truck or roadside assistance service if your car is stuck. Notify local law enforcement and inform them about the situation, especially if severe weather conditions like hailstorms or flooding cause the damage. They can provide guidance and may be able to redirect traffic if necessary.
3. Document the Damage
   Before any repairs are made, document the damage to your car thoroughly. Take pictures and videos from multiple angles, capturing the overall damage and close-up shots of specific areas. This documentation will be crucial when filing an insurance claim, as it provides evidence of the extent of the damage.
4. Check for Hidden Damage
   Sometimes, weather damage is not immediately apparent. Even if your car looks relatively intact, there may be hidden issues that could worsen over time. Check for signs of water intrusion, especially if your vehicle has been exposed to flooding. Look for unusual noises, vehicle performance changes, or dashboard warning lights.
5. Contact Your Insurance Company
   Notify your insurance company as soon as possible. Be prepared to provide them with all the necessary information, including the date, time, and location of the weather event and detailed information about the damage. Your insurance company will guide you through the claims process, and they may recommend specific repair shops or service providers.
6. Follow Repair Recommendations
   Once you've filed a claim, your insurance company may provide recommendations for repair shops or adjusters to assess the damage. Follow their guidance and schedule inspections promptly. These professionals will evaluate the damage and provide estimates for repairs, helping you understand the scope of the work required.
7. Temporary Repairs (If Safe)
   Sometimes, you may need to make temporary repairs to prevent further damage. This might involve covering broken windows, sealing leaks, or securing loose parts. Ensure these temporary fixes are safe and do not compromise your vehicle's functionality.
8. Stay Informed
   Stay informed about the weather conditions in your area, as additional storms or adverse weather events could occur. Parking your vehicle safely, such as in a garage or covered area, can help protect it from further damage.