Summary
The 2027 Social Security cost-of-living adjustment (COLA) could reach 3.6%, according to the latest estimate from The Senior Citizens League, making it the largest increase since 2022. The projection is down from the group’s earlier 3.8% estimate but remains higher than this year’s 2.8% adjustment. At 3.6%, the average Social Security beneficiary could receive about $69.75 more each month. AARP forecasts a slightly lower 3.5% increase. The Social Security Administration will determine the official COLA using inflation data from July through September and announce it on October 14. Beneficiaries should treat current projections as estimates while planning their 2027 finances.
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