Summary
A new survey shows financial stress is fueling insomnia, anxiety, and physical exhaustion for many Americans. People struggling with debt reported the highest levels of sleeplessness, as constant money worries keep the brain in a prolonged “fight-or-flight” state. Experts say the stress-sleep cycle can hurt productivity and make managing bills even harder. Financial advisers recommend starting with a clear picture of your finances by listing debts, savings, and assets, then creating small, manageable goals to regain control. They also encourage building emergency savings, paying down debt, and cutting unnecessary spending to reduce long-term financial pressure and improve sleep quality.

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