Summary
Starting to invest in your 40s is both urgent and achievable. The article explains that while you’ve lost some time compared with younger investors, you can still build significant wealth by committing to consistent investing and prioritizing retirement savings. It stresses setting clear goals, increasing contributions where possible, and balancing risk with your time horizon. The piece recommends allocating assets to growth-oriented investments while managing debt and expenses. It also highlights the importance of catch-up contributions and smarter financial choices to boost your nest egg before retirement. Personalized planning and disciplined contributions can make investing at 40 effective.
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