Summary
First, they pause before making significant purchases — waiting two weeks often kills impulsive spending. Second, they maximize value with cash-back credit cards and pay off balances in full. Third, they resist lifestyle inflation and continue living below their means. Fourth, they automate savings and investments so wealth builds without effort. Finally, they think in decades, not months — making disciplined, long-term decisions rather than chasing quick wins.
The Motley Fool
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