Summary
The article explains that a car’s sticker price does not reliably predict insurance costs, and in many cases the cheapest vehicles to buy can be among the most expensive to insure. Cars.com highlights data showing that small, lower-cost models like the Mitsubishi Mirage, Nissan Versa, and similar compact cars often carry higher insurance losses. Insurers base pricing on factors such as repair costs, safety ratings, theft risk, and driver injury claims. Larger vehicles like SUVs and pickups frequently cost less to insure because they tend to generate fewer or less severe claims. Advanced safety features can also reduce premiums. Buyers should compare insurance estimates before purchasing a car.
Cars.com
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