Summary
The article explains how long to keep various financial documents before safely discarding them. It advises holding receipts tied to tax itemization for 3 years, home improvement records for 3 to 7 years, and medical bills for 1 to 3 years. Keep paycheck stubs through year-end and utility bills for a year, unless used for tax deductions. Credit card, bank, investment, and tax records generally stay useful for about three years. Loan payoff documents should be kept for 7 years, and active contracts or insurance policies should remain in effect until they expire. Vital personal records, such as birth certificates and wills, should be kept forever.
Her Money
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