Summary
If you turn 62 in 2026, you must weigh three key things before claiming Social Security. First, your “full retirement age” will be 67. Second — claiming benefits at 62 permanently reduces your monthly check by up to a0%, including spouse benefits. Third — waiting until full retirement age (or later) can substantially increase your benefit over the long run, especially if you expect to live many retirement years.
The Motley Fool

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