Welcome to our weekly electronic newsletter. Each week, we look for the most interesting articles related to finance, taxes, retirement, and wealth management.

If you need assistance with any financial matter, whether it be business, retirement, investing, or taxes, my staff and I will be very happy to schedule a call with you to go over the issues that are on your mind. Our tax and business clients qualify for FREE tax and business support all year long.

If you are currently not a client of ours, we will be happy to schedule an appointment with you as well. Our fee is $100 per 30 minutes of consultation. Call us today at (361) 854-0822. We hope you enjoy this week's newsletter articles.

Raul Torres, CPA
raul@raultorrescpa.com
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April 1, 2026
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Maximizing Wealth with Tax-Free Savings Accounts
Tax-free savings accounts are essential tools for building wealth while minimizing taxes. Traditional IRAs offer tax-deductible contributions and tax-deferred growth, ideal if you expect a lower tax bracket in retirement. Roth IRAs …
Raul Torres, CPA
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Could The Retirement Age For Social Security Be Lowered?
Experts say lowering the Social Security retirement age is highly unlikely, despite growing interest in aligning benefits with earlier retirement …
Investopedia
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What Should You Do With Your Pennies? Here Are the Best Options
The article explains that while penny production has stopped, billions remain in circulation, leaving many people with unused coins. It …
Money
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Best States to Retire for Retirees in the U.S. in 2026
The 2026 retirement analysis highlights top U.S. destinations based on a survey of retirees and seven key factors: quality of …
The Motley Fool
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What the K-Shaped Economy Is Doing to Our Brains
The podcast explains that rising money stress is not a personal failure but a predictable response to a “K-shaped economy,” …
Her Money
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The 2026 Estate Tax Cliff Has Arrived
The 2026 estate tax cliff took effect as provisions from the 2017 Tax Cuts and Jobs Act expired, sharply reducing …
Finance Monthly
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Most Teens Can’t Pass This Basic Personal Finance Quiz. Can You?
A new financial literacy test shows U.S. teens are struggling with basic money skills. Teens aged 15 to 18 scored …
Money
Cartoon
"It's a steamy novel about an accountant - Fifty Shades of Red."
Copyright © Randy Glasbergen
The day was Apr 3. What year was it?
Pony Express Debuts
What Year
The first Pony Express mail, traveling by horse and rider relay teams, simultaneously leaves St. Joseph, Missouri, and Sacramento, California.
See the answer below.
Quote of the Week
"Never spend your money before you have it."
Thomas Jefferson
Trivia
What is the main metal used in making pennies?
See the answer below.
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