Summary
The IRS has announced that it will phase out paper checks for tax refunds starting September 30, 2025, making direct deposit or other electronic options the default method. While roughly 93 % of taxpayers already receive refunds via direct deposit, the change affects over six million people who still rely on mailed checks. To ensure that no one is left behind, the IRS will offer alternatives, such as prepaid debit cards or digital wallets, and will allow certain exceptions. The agency plans to publish additional guidance ahead of the 2026 tax season.
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