Do Billionaires Still Collect Social Security?
Summary
Under current U.S. law, billionaires can and do collect Social Security benefits, just like anyone else, assuming they've earned the required 40 work credits. Their vast wealth doesn't disqualify them, nor does it reduce their monthly checks. The size of the benefit depends solely on each individual's 35 highest-earning years, adjusted for inflation, not on net worth. While most billionaires don't rely on this income, policymakers occasionally question whether ultra‑wealthy individuals should continue to benefit from a system funded by workers across the income spectrum. As of June 27, 2025, no changes have been enacted to alter this entitlement.
The Motley Fool
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