Stop overspending over the holidays
Summary
It's essential to implement strategic shopping practices to prevent overspending during the holiday season. Establish a comprehensive budget for gifts, decorations, food, and entertainment, ensuring it aligns with your financial situation. Develop a detailed shopping list specifying recipients and spending limits to maintain focus and avoid unplanned purchases. Initiate your shopping early to capitalize on sales and discounts, and consider crafting personalized DIY gifts to add sentimental value while reducing expenses. Utilize discounts, cashback offers, and rewards programs to maximize savings. By adhering to these strategies, you can enjoy a festive holiday season without financial strain.
Fox Business
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