Newsletter latest update Aug 14, 2019
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Raul Torres, CPA
4118 Ayers St.
Corpus Christi, TX
361-854-0822
raul@raultorrescpa.com
Aug 14, 2019
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Tax-Free Savings and Other Places to Save Tax-Free
Most savings accounts – and similar places to park your cash, such as money market funds – require that you pay taxes on the interest that you earn. A few types of savings accounts and other financial instruments are exceptions …
Investopedia
Shrinking your tax burden can come with consequences. Here's what to avoid
Nobody likes to pay more taxes than necessary. But there's also a danger of letting the "tax tail wag the investment dog," to quote …
USA Today
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How Gen Z (and Gen AA) Are Reshaping the Economy
Bloomberg has lately been running a superb series about the generations growing up in the shadows of the Millennials. Go read it …
Forbes
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library
4 reasons parents don’t discuss money (and why they should)
Parents would be remiss if they did not talk to their children about drinking and driving, using drugs and, of course, sex. Some go …
SF GATE
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Retirement Is as Simple as 1-2-3
Many people think climbing up the mountain is the greatest challenge to a climb. However, getting down the mountain is something …
Kiplinger
Top 4 Reasons to Save for Retirement Now
There are dozens of excuses for not saving for retirement, and they all sound good. You may have a few of your own. But you know you  …
Investopedia
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No money saved for your kid's college? Here's what to do
It's nothing short of shocking how quickly your child's bus rides to elementary school turn into a heart-wrenching drive to drop them …
USA Today
The Federal Reserve Plan To Modernize The Nation's Payment Processing System
In an effort to improve and advance the nation's payment system, the Federal Reserve Bank has announced the development of FedNow, a 24/7 …
Forbes
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Smart Tips for Estate Planning: Write Your Will Like George Washington Did
Estate Planning for those you love can dramatically alter the course of your family for generations. In his last will and testament …
Kiplinger
How to Tell If You're Cheap or Frugal
There's a fine line between frugal and cheap. Frugal people understand that paying more doesn't necessarily mean better value …
Investopedia
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42% of parents admit they weren't financially ready to have a child
Having a baby is a life-changing experience in more ways than one. From a logistical and emotional standpoint, you're suddenly …
USA Today
Cartoon
"There's an error on my bill. You accidentally sent it to someone who has no money."
Copyright © Randy Glasbergen
Trivia
In the world of business, what is the meaning of the acronym IPO?
See the answer below.
Should You Give Your Child A Credit Card?
We seem to be moving closer to being a cashless society, meaning more kids are being exposed to digital wallets, money apps and …
Forbes
What Year Was It?
Gold Discovered in the Yukon
What Year
While salmon fishing near the Klondike River in Canada's Yukon Territory, George Carmack reportedly spots nuggets of gold in a creek bed. His lucky discovery sparks the last great gold rush in the American West.
The day was Aug 16. What year was it?
Quote of the Week
"Maybe we all need to leave our children with a value legacy, and not a financial one. A value for things with a personal touch - an autographed book, a soul-searching letter."
Lakshmi Pratury
Trivia Answer
In the world of business, what is the meaning of the acronym IPO?
Answer: Initial public offering
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Raul Torres, CPA
4118 Ayers St.
Corpus Christi, TX 78415
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